Water Damage Claims: Frozen Pipes, Broken Pipes & Plumbing Leaks
Insurance companies will deny homeowners insurance coverage in the event of flooding and burst pipes which are preventable. If this happens we'll discuss ways to avoid it and how to ensure that your insurance company doesn't deny this kind of property damage claim.
Then, some background. Verisk Analytics ISO reports that claims for property damage made up for 98.1% (source). "Water damage as well as freezing" represents nearly one-fifth of claims for property damage. It's about five percent of homeowners ' insurance claims filed between 2013-2017.
Frozen pipes causing flooding and water damage
In the same five-year timeframe one out of fifty homeowners filed a water damage claims. The median cost for a claim was $10,182. That's a lot of damage to your home! If pipes freeze and then burst, the plumbing leak causes damage to drywall, flooring, paint, trim, doors, windows, furniture and so on. It's a major mess.
Everyone would hate to see this occur to their home or business. Follow the steps below to ensure you're taking every precaution to stop water damage caused by frozen, broken and burst pipes.
Tips for preventing freezing pipes and the water damage that it causes fall into two categories: managing the temperature of the air as well as controlling the water flow.
Control Temperatures in Air by insulating water pipes
You can stop holes that allow freezing cold air to enter the wall cavity, where water pipes are located. There are a variety of items that are able to assist you in doing this. Water damage San Tan valley contractors with insulating foam sealant to protect their homes and the homes of our customers. It can be used to fill in and seal cracks in siding, gaps where electrical wiring enters the house, etc.
-- Caulking leaks can be prevented to prevent leaks, too. Remember that the majority of damage to pipes caused by water is caused when water pipes within outside walls freeze. So this is an excellent place to start to prevent freezing issues with plumbing.
For easy methods to insulate your water pipes, you can check out pipe insulation products available at stores such as Home Depot. Heat tape, which is used to heat pipes whenever they're required to keep freezing during the winter months, is readily available. To do this, it's advised to call a professional plumber.
Control the flow of water to Avoid Freezing:
Keep a few faucets open until temperatures fall significantly in the winter months to ensure that your water pipes don't freeze.
It is also essential to shut off the outside water valves and then disconnect the hose from your spicket. Once the hose has been connected there is no way to drain the water from the hose bib. When temperatures drop, it could lead to freezing and burst. If temperatures drop to the point where you can't use your hose any longer, switch off the water and disconnect it to prevent freezing.
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